As with most Americans, a new year brings new resolutions. One of the most common resolutions every year surrounds the topic of personal finance. Recent surveys suggest that 34% of the New Year resolutions made will be about the desire to spend less money and save more. Changing our spending habits in the New […]
cash ladder
Break the Debt Cycle Start an Emergency Fund, The Cash Ladder Concept
Cash is king, and know where is it more important than when you start your journey to becoming debt free. In fact, if you’re in debt and cashless, I would argue that saving money is the most important aspect of the journey. Some call it an emergency fund, money for a rainy day, or […]